Burns & Whitaker Insurance
To Get A Quote Or To Speak To Customer Service, Please Call Us At
Quote Line (866) 658-2383
License #0F09684

High Risk Homes at Burns & Whitaker Insurance Services in California

Whether it is a home nestled in the hills of California, or a vacation home by the beach, we can find you insurance coverage when no one else can or will.


Home Insurance
Home Insurance
Home Insurance
Home Insurance


Purchasing homeowners insurance can get confusing, and at Burns & Whitaker Insurance Services we understand this. Many mortgage companies require it as part of their finance agreements with home owners. If you are faced with the sometimes daunting task of shopping for homeowners insurance, you can place your trust in Burns & Whitaker Insurance Services. We are an independent insurance agency that can shop multiple carriers to get you the best home insurance policy available to you!

Homeowner's insurance coverage doesn't have to be difficult to understand. Typically, a basic homeowner's insurance policy will cover the following:

  • The structure of your home
  • Replacement costs
  • Personal possessions (up to a set limit)
  • Living expenses in case of a disaster
  • Liability

You can also add supplemental insurance policies such as:
  • Valuable Articles/Floater policies (i.e. Jewelry Insurance)
  • Flood policies
  • Earthquake policies
  • Umbrella policies (additional liability)
  • Animal Liability (liability issues due to household pets)

The needs of every home owner are different and your homeowners insurance policy should reflect that. The agents at Burns & Whitaker Insurance Services will create a homeowners' insurance policy that will best suit you and your family. Contact us today for more information on our comprehensive homeowners insurance policy options or fill out our quick and simple online form for a free homeowners insurance quote!

As one of the area's most trusted insurance agencies, Burns & Whitaker Insurance Services is committed to serving all of the diverse insurance needs of California individuals, families and businesses. From low cost California auto insurance to something as distinct as California motorcycles or off road insurance— we strive to provide our customers with the highest quality coverage/protection they need and deserve.

At Burns & Whitaker Insurance Services we take the time to truly recognize your insurance needs so that your personal assets are protected at the most competitive rates—and most importantly, our comprehensive solutions cover a wide range of risk.

Discounts that could significantly lower your homeowners insurance premium aren't the only reason to place your insurance policies with us. Competitive pricing, customer service, and peace of mind are more reasons to put us to work for you. We'll help you design a policy to meet your needs. We'll show you what coverage may be available and how to get the personalized protection you need. The fact is that things change, times change, and chances are your policy may need to be updated to meet your changing lifestyle. You've worked hard to get where you are, and you have a lot to look out for. You deserve the right policy at the right price.

Burns & Whitaker Insurance Services wants to be here for you to meet all of your insurance needs. Our extensive experience has enabled our dedicated agents to manage multiple policy lines all while saving you valuable time and money.

Remember, no matter where you are located in the State of California, or any of our Western States for that matter, —whether it's Sonora insurance, Angels Camp insurance, Murphys insurance, Columbia insurance, Calaveras insurance, Twain Heart insurance, or anywhere else in the Mother Lode—one of our dedicated independent agents will be happy to serve you insurance needs! For more information call (559) 447-1475
Your home is probably your most valuable physical asset and needs to be adequately insured. With all the options available, however, homeowners insurance can be a little daunting, and confusion causes many people to underinsure their homes.

We can help you compare various types of coverage
from multiple underwriters to find the best, most affordable policy for you.